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Visa is a global financial services company that facilitates electronic payments between consumers, businesses, banks, and governments. It operates one of the world's largest retail electronic payments networks, processing transactions through its secure network infrastructure.Visa provides credit, debit, prepaid, and commercial payment products to individuals and businesses. With its cards, consumers can make purchases at millions of locations worldwide where Visa is accepted.As a financial institution, Visa does not issue cards directly to consumers or set interest rates or fees. Instead, it partners with financial institutions such as banks to offer Visa-branded payment products to their customers.Visa's network ensures that transactions are securely processed and settled between the cardholder's bank and the merchant's bank. This allows for convenient and efficient payments without the need for cash or checks.The company also offers various services beyond traditional card transactions. For example, it provides advanced fraud protection measures to help detect and prevent unauthorized use of payment cards. Additionally, Visa offers innovative solutions like contactless payments (e.g., mobile wallets), online payment platforms (e.g., Visa Checkout), and person-to-person payments (e.g., Visa Direct).Founded in 1958 in the United States as BankAmericard (later renamed Visa), the company has expanded globally over the years. Today, Visa operates in more than 200 countries and territories around the world.Visa's mission is to connect people through reliable and secure digital payment solutions that empower individuals, businesses, and economies to thrive.

Visa's main products are credit cards, debit cards, and prepaid cards. Additionally, they provide electronic payment platforms and services for businesses and financial institutions.