Upstart Coupon Codes & Discounts May 2025 - 30% OFF

Upstart is an online lending platform that offers personal loans to individuals. The company was founded in 2012 by former Google employees and is based in San Carlos, California. Upstart uses artificial intelligence (AI) and machine learning algorithms to assess the creditworthiness of borrowers. Unlike traditional lenders who rely heavily on credit history and FICO scores, Upstart takes into account factors such as education, work experience, and potential future earnings when determining loan eligibility and interest rates.The platform aims to provide affordable loans to individuals who may not have a long credit history or high FICO score but have the potential for financial success. Upstart's technology-driven approach allows for faster loan approvals and disbursements compared to traditional lenders.Borrowers can use Upstart loans for various purposes, including debt consolidation, refinancing student loans, paying medical bills, or financing major purchases. Loan amounts range from $1,000 to $50,000 with repayment terms of three to five years.Upstart has gained popularity among borrowers due to its competitive interest rates and flexible eligibility criteria. The platform has also partnered with banks and other financial institutions to expand its lending capabilities.Overall, Upstart aims to redefine the personal loan industry by leveraging technology and data analysis to provide fairer and more inclusive lending opportunities.

Upstart's main products include personal loans and credit score improvement services.