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Current Bank is a digital banking platform that offers personal checking accounts to individuals. Unlike traditional banks, Current Bank operates entirely online and does not have physical branch locations. The banking services provided by Current Bank include direct deposits, mobile check deposits, bill payments, peer-to-peer transfers, and ATM access.Current Bank aims to provide a modern and convenient banking experience for its customers. It offers features such as instant notifications for transaction updates, expense tracking tools, budgeting assistance, and the ability to create sub-accounts for specific savings goals. Current Bank also offers a Visa debit card that can be used for everyday spending.One of the key features of Current Bank is its focus on financial management for young adults and families. The platform provides tools that help users gain insight into their spending habits and encourage responsible money management. It also offers parental controls and allowances to help children learn about money while still under supervision.To sign up for an account with Current Bank, individuals can download the mobile app from the App Store or Google Play Store. The application process is typically quick and straightforward, with minimal paperwork required. Users will need to provide personal information, such as their name, address, social security number, and employment details.Overall, Current Bank aims to simplify banking by providing a user-friendly platform with modern features to its customers. It focuses on catering to tech-savvy individuals who prefer digital solutions for their financial needs.

The current main products of the bank are saving accounts, checking accounts, personal loans, mortgage loans, and investment services.